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Multiple Offers on Your Lake Forest Home

Yippee!  You’ve found your new home!  (The only problem is that 18 other parties did too!)  If you are looking in the “under $600K” price range in South Orange County, you are in a very crowded market and will have a lot of competition.

So, what can you do to increase your chances of your offer being selected as the buyer other than the obvious tactic of increasing  your offer price?

  • Don’t go home to “think about it!”  We are not in that kind of market.  While you are thinking about it, 10 other offers could be sent to the listing agent.  There is still psychological value in getting your offer in early.
  • Write a clean offer with a realistic offer price (may even have to be over the list price), and close date.  If it isn’t stated on the MLS listing, ask the agent about closing details such as a preferred close date, and seller rent-back if required.  Sometimes a 45 day escrow will beat a 30 day escrow, just because the seller needs time to arrange his move.
  • Work with an agent who has a good reputation in the agent community.  (Some agents are known to be uncooperative, difficult to reach, lazy about paperwork details, etc.)  If your agent has previously worked with the listing agent, or they are friends through working on committees, etc, it can give you an edge.
  • Work with a reputable local lender who can convince the seller’s agent that you are rock solid and will be approved within the time frame required.  Unknown lenders, or internet-only lenders can be difficult to reach, or have less credibility.
  • Provide your pre-approval letter with your offer, stating that your credit, income and down payment have been verified by your loan officer.
  • Shorten your contingency periods if possible.  Talk to your favorite home inspector, and find out how soon he can get to the property & complete his report.  If he can do it in just a few days, offer to remove the inspection contingency within 5-7 days.
  • Try to think like a seller.  Why would a seller choose you and your offer over any others?  Sometimes, writing a letter* to the seller explaining your personal reasons to want that home, or that neighborhood, may make a difference.  (Don’t bother trying this with bank-owned homes – they don’t care a bit!)

*Sellers – As a listing agent, it’s my job to screen out the emotional reasons to accept an offer, and I will not allow buyers to write you love letters about how much they love your home, and that they will keep everything exactly like you have it now.  (Including their teenage son’s bedroom that is now painted Barbie pink!)

It’s a very tough market for buyers right now, so you need to be prepared.  I’m here to help, so please call me and we’ll work together to get your new home!

Vicki Lloyd 949-457-0281

 

 

 

 

Lake Forest Real Estate Update – November 2012

The Lake Forest real estate market continues to improve (for sellers) as inventory has dwindeled and multiple offers have driven sales prices above list prices. While nobody can really predict the future, it seems likely that we are finally coming  off the bottom and the true bargains will be both scarce and difficult to find.

Sales volume in the last 3 months is up 27% above the same period last year, while the average price has increased 14%. Today, there are 39 properties in the “active” status on the MLS, with only 8 of them being either short sales or foreclosure properties.  At the current rate of sales, this represents a 20 day supply!  The lowest price of $180,000 is for a 2 bedroom 2 bath condo with a single carport and one reserved parking spot.  The highest price of $898,000 will get you a 4 bedroom, 2250 square foot home with a 3 car garage and pool in the Montbury neighborhood.

As we head into the holidays, I expect home inventory will continue dropping as potential sellers decide to wait until the first of the year.   We typically reach our lowest number of homes available in December, then slowly build back up beginning in January.  (This year has not been typical, so if that doesn’t happen, it won’t surprise me any more!)

If you are thinking about selling, we have not had a faster moving market since 2005, so this is your chance to make the move in record time!

Please call me any time for a free market evaluation and strategic plan for selling your home!

Thanks for reading!  Vicki Lloyd 949-457-0281

The 3.8% Medicare Tax Starts in 2013

Tax Explained

There are lots of rumors flying around about the new 3.8% tax that is part of the Obama Health Care Act.  Before anyone goes into full panic mode, I did a little research on this and found out that it will be a long time before it affects a lot of home sellers.  Here are…

Lake Forest Real Estate Market August 2012

Lake Front Home $1,348,000

Inventory continues to be very limited, but has increased slightly from last month.  The total of 61 active properties range in price from $145,000 for a one-bedroom “flip” up to $1,348,000 for a custom lake front point home.                                      …

Lake Forest Home Owners – Buyers Want Your Home!

We are rapidly running out of homes to sell in Lake Forest California.  As of this morning, only 48 homes are available on the MLS – in all price ranges!!!  The current list of 48 homes for sale in Lake Forest ranges from $110,000 for a one-bedroom condo (short sale) up to $1,348,000 for a…

Lake Forest Neighborhoods – Forest Creek

Forest Creek Neighborhood in Lake Forest CA

Forest Creek is the largest neighborhood in Lake Forest II, with 596 single family homes. They range in size from single story homes of about 1,585 square feet, to 2 story homes with 4 bedrooms, a bonus room and over 2,700 square feet. A few of them have 3 car garages, but the majority have…

Lake Forest Market Update June 2012

Home Sold for $775,000

The real estate market recovery is now (really) in progress!  Between the low interest rates (around 3.5% for 30 year fixed), and low inventory, buyers are coming out of the woodwork and bidding up the prices on homes.  Multiple offers are now the norm, especially for single family homes under $500K, or condos under $300K….

My Real Estate Market Reports

Lake Forest Monthly Market Report

  When you click on my “Real Estate Market Reports“ tab on my website, you will be taken to the latest report for any of the cities that I have chosen to review. (I will probably add more cities in the next few months.) Although I have been working with these for a few years,…

Real Estate #Days on the Market – Valuable Info, or Garbage?

“DOM” (days on market) or “CDOM” (cumulative days on market) are reported on most MLSs, and many consumer websites and are often included in market reports by agents, newspapers, and real estate analysts.  This is a number that should indicate how quickly the market is moving, and give sellers a general idea of what to…

Memorial Weekend

Happy Memorial Day!